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2024.10.31. PM 7:09
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It's been two months since the government tightened regulations on bank loans.

It was a measure to catch the increasing number of household loans.

In September, the first month of regulation, the increase in household loans was about 5.6 trillion won.

Many analysts said that it is still not at a level of relief, although it has decreased significantly compared to August, when demand for loans was concentrated ahead of regulations.

What about the size of mortgages that were the main culprits of household debt?

Similarly, the increase in September decreased by about 3 trillion won compared to August, just before loan regulation.The decrease in household debt growth in

is also due to the fact that the banking sector raised lending rates in line with the government's stance to strengthen household debt management.

Mortgage rates, in particular, rose the most in two years.

Kim Byung-hwan, chairman of the Financial Services Commission, said he will decide whether to take additional measures after looking at the size of household loans this month.

The banking sector's "loan tightening" is expected to continue through the end of the year as household loan growth in October is expected to grow further than in September.




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