[Capture news] "Photograph of myself" is basic...The 'Devil's Threat' Sent by Illegal Loan Vendors

The loan certificate that A, who died after suffering from illegal collection, wrote to a loan shark only says that he will pay back 400,000 won until when, but does not write the principal or interest rate.

An Internet cafe operator who visited to find a way out before Mr. A died and consulted with him says that such a false loan is abused to extort money by inflating borrowed money.

[Café Operator: I borrowed 200,000 won when I got it from my family (instead), but the loan card says 50. [I lent you 500,000 won, look]
Making threatening phone calls to kindergarten for her daughter,
6, was also a typical tactic of rogue loan sharks seeking the most painful links of victims.

[Cafeteria owner: (The most vicious way to collect money?) It's to touch the kids. Call the school, threaten them, swear at the homeroom teacher....]

Private loan sharks threaten victims to illegally collect and bury their friends and co-workers as well as their families such as children,
For
, we receive acquaintances' contact information as collateral, or install a program on our mobile phone to take out the entire address book.

A former illegal private lender who worked for an illegal private financial company for more than two years also testifies that the first thing he learned is how to scare him, especially collecting acquaintances.

[Former loan shark] You have to scare him first. Who's your dad? I borrowed my money, pay me back. Why aren't you paying me back?]

If I don't pay back, I often receive nude photos or videos, saying I will spray them to my acquaintances.

[Former loan shark: If you can't pay back, send me a naked picture instead. If you send ○○ exposed, I'll reduce the interest a little, so send it first.]

Private loan companies never expose their identities to avoid tracking, but they put fake positions such as heads of departments and team leaders and contact victims only on social media or on their phones.

To the victim, who is struggling with debt and tries to stop it, he approaches SNS as if he were another loan shark and repeats to extort money at high interest rates.

[Lee Kun-soo / Professor of Police Department at Baekseok University] Since it is a non-face-to-face loan, it has less psychological resistance and is easy to use and convenient.]

The tyranny of loan sharks, who have everything in their hands, including children and parents, friends and workplaces, is driving people to death.

I'm Lee Hyunjung of YTN.

a photographer | Kim Jeong-won
photographer | Shim Won-bo
subtitle news|This line

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