The Financial Services Commission and the Financial Supervisory Service said household loans in all financial sectors rose 5.2 trillion won last month.
The increase was down 4.5 trillion won from 9.7 trillion won in the previous month.
Mortgage loans increased by KRW 6.9 trillion last month, but credit loans and other loans fell by KRW 1.7 trillion.
Last month, both household loans from the banking and secondary financial sectors saw their growth shrink compared to August, the previous month.
Financial authorities assessed that the effect of implementing the second phase of stress DSR, which is a high-intensity loan tightening, was partially reflected in the market and the banking sector strengthened its efforts to manage household debt.
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