A group of college students or unemployed people in need of urgent money were caught making false workplace documents and letting them borrow money from financial institutions.
It was aimed at the relatively lax loan screening of second-tier financial institutions such as savings banks, but it turned out that they took 30% of the loans in the name of commissions.
The car is a journalist.
[Reporter]
The police raid the office in Incheon.
This is where Mr. A in his 30s ran an illegal loan brokerage organization.
It has posted advertisements on Internet cafes and social media that offer loans, attracting people who can't borrow money from the financial sector, such as college students and people without jobs.
[Victim of illegal loan brokerage organization: I can't get a loan because I'm a student at the bank.... [The money borrowed was spent on rent and security]
Then, as if the applicant were working in a cafe or PC room, he made documents and disguised himself as a person with a job, and collected 30% of the borrowed money as a commission.
It was aimed at the poor screening of loans in the second financial sector, including savings banks.
[Choi Hae-young / Head of the Busan Metropolitan Police Agency: (Loan) Write down the business near the applicant arbitrarily, write the contact information of the representative as the contact information of the member, submit the loan application, and when the financial sector contacts you for review, you are as if you are a business owner.]The amount borrowed by more than 600 victims through the
A organization was 3 billion won from February to September.
The commission collected by the brokerage organization alone amounted to 900 million won.
The police investigated illegal private financing using these methods and arrested 90 people in four organizations and arrested six people.
It turns out that he lived in a luxury house with a view of the Han River and bought luxury goods and precious metals.
Victims who take off fees can also be punished if they are accused of intentionally cheating banks using false documents.
The police believe that poor loan screening by the second financial sector is behind the incident and demanded the financial authorities improve the system.
YTN Cha Sang-eun.
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