Investing in U.S. stocks and coins by breaking installment savings and debt...Korea is losing money. [Anchor Report]

The movement of personal funds in Korea has been unusual since former President Trump won the U.S. presidential election.

The trend of buying U.S. stocks and virtual assets by breaking bank savings and increasing credit loans is being spotted.

Let's look at the numbers.

According to the financial sector, the balance of demand deposits at the five major banks totaled 587.6 trillion won as of the 14th, down 10 trillion won from two weeks ago.

Demand deposits have low interest rates, but they are not tied up like savings, so they are called "investment standby funds."

The fact that this amount of money was withdrawn in a short period of time can be assumed to have led to a surge in investment demand.

More aggressive movements are also being detected.

I'm trying to invest by breaking installment savings or making debt at all.

As of the 14th, the balance of installment savings at the five major banks was 38.1 trillion won, down 780 billion won from two weeks ago.

During the same period, credit limit loans, or negative bank accounts, increased by 750 billion won to 39.6 trillion won.

Negative bank accounts tend to increase when volatility in the stock market or additional asset market increases because they are often for short-term purposes.

These changes in savings and negative bank accounts also seem to be related to investment sentiment.

The funds secured are believed to be gathering in U.S. stocks and virtual assets, the so-called "Trump Rally."

On the 7th, the size of U.S. stocks held by domestic investors exceeded 100 billion dollars for the first time in history,

Virtual asset transactions have recently increased to KRW 22 trillion a day, overwhelming the KOSPI and KOSDAQ transactions.

However, such an overheated market can fluctuate greatly even with a small impact.

Last week, when U.S. Federal Reserve Chairman Jerome Powell said, "There is no need to hurry to cut interest rates," the New York stock market, which had been hitting a new high every day, fell all at once and the bitcoin market plunged.

If you pour out all the money you have in fear that only you can fall behind, you can lose a lot.

You'd better set clear investment standards and respond.