From the 1st to the 17th of this month, the total amount of mortgage loans for the purpose of purchasing new homes handled by the five major commercial banks was about 3.4 trillion won.
It is an average of KRW 203.5 billion per day, down more than 40% from last month's average of KRW 346.9 billion.
In addition, the current balance of household loans also increased by only 72.2 billion won from the end of last month, remaining at 13% of the total increase last month.
The banking sector cited a drop in apartment transactions in Seoul, restrictions on household loans in the banking sector and the implementation of the second phase of stress DSR regulations by financial authorities as the main reasons behind the slowdown in household loan growth.
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Economy
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